Equitas Small Finance Bank Limited

Equitas Small Finance Bank Ltd is a Chennai-based scheduled commercial bank that caters to individuals, micro, small and medium enterprises (MSMEs), and underserved segments across India. Incorporated in 1993, the bank was originally part of Equitas Holdings before receiving a small finance bank license from the Reserve Bank of India (RBI) in 2016. Equitas SFB offers a broad suite of products including microfinance, small business loans, vehicle finance, housing finance, gold loans, savings and current accounts, and digital banking services. With a pan-India presence, the bank employs both physical and digital channels to deepen financial inclusion and provide accessible banking solutions to unbanked and underbanked populations.

By March 2025, Equitas Small Finance Bank has established an extensive network of branches and banking outlets, especially in rural and semi-urban regions. The bank is focused on leveraging technology to drive operational efficiency, enhance customer experience, and achieve scale, while adhering to robust risk management and governance frameworks.